When you are looking to retire, some great advice would be to talk someone who knows the ins and outs of all aspects of retirement. All aspects would include, maximizing your social security, being set up with the right health plan, as well as having your finances looked at to be certain your money will last your lifetime.
Maximizing your social security refers when to take it either as an individual or married. Understanding what you are entitled to and when. Health insurance and Medicare fall into this picture as well. You should be looking for coverage that fits your needs and budget. Knowing your retirement plans is a great help to a person that is helping you. Such as whether you plan to travel or move to a new area or you are remaining where you are and very limited travel. Health conditions play a major roll in how to best cover you.
Then we have retirement planning. This is best described as a way to maximize your saving, 401k, 403b or any other retirement funds. A retirement planner works to help reduce tax burdens later in life, income stream when needed, and focuses on lessening your over-all risk. The best time to consult a retirement planner is when you are roughly 59-62 yrs. old and still working. When scheduling to visit a retirement planner, things to bring with you are;
– Your social security statement or your SSA.gov account information
– Your current medication list
– A list of your doctors
– Any pensions or retirement fund (401k, 403b, IRA, Roth IRA, money market, brokerage account, or savings account).
To wrap this all up. We at Marley Financial have dedicated group of experts to access all your needs and wants. Don’t go into retirement without having a thorough review and not knowing what your future holds. Our office currently has certified brokers for health, Medicare, social security, ancillary products (dental, vision, gap, medical savings accounts, cancer policies and more), Life insurance (whole, term, IUL and final expense), and the best for last, Complete Retirement planning. Don’t hesitate to contact us. Our team of experts will go the extra mile for you and many 5 star reviews to back it up.
Schedule something today and see where your retirement stands in a whole!